by Jeff Baker | Mar 26, 2026 | Blog
The IRS recently updated some rules about trusts that could make your heirs accidentally liable for capital gains taxes.1 It’s another quiet change that could severely impact families trying to maximize their legacies. What Changed Under the New IRS Rules? Under...
by Jeff Baker | Mar 19, 2026 | Blog
The world of finance is never static. It’s an ever-changing landscape that reflects the ebb and flow of economic indicators, political events, and public sentiment. Lately, the chatter about market downturns and fiscal squabbles in Washington has reached a fever...
by Jeff Baker | Mar 12, 2026 | Blog
Many retirement plans are built on a quiet assumption: that spending stays roughly the same from year one to year thirty. It sounds reasonable. But research suggests it’s not how retirement actually works — and planning around that assumption might create more...
by Jeff Baker | Mar 5, 2026 | Blog
If you scrolled through your news feed recently, the headlines felt loud. Stocks dropped. Gold soared. Tariffs were struck down, reinstated under a different authority, then increased again. It felt abrupt. It felt messy.¹ And if you felt unsettled watching it unfold,...
by Jeff Baker | Mar 5, 2026 | Blog
Mortgage rates have risen above 7%, leaving many buyers feeling like a reasonable mortgage is out of reach. While current rates look high compared to the ultra-low rates of the past decade, they aren’t outrageous from a historical perspective. The good news is...
